- Marketing and development activities of Triglav Group
- Performance of the Triglav Group
- General economic environment in Slovenia
- Impact of the environment on the performance of the Triglav Group
- Insurance market and market position of the Group members in 2011
- Triglav Group’s operations in other markets
- Gross written premium for insurance and co-insurance contracts
- Gross claims paid
- Gross operating costs
- Risk equalisation
- Financial result of the Triglav Group in 2011
- Financial standing of the Triglav Group in 2011
- Cash Flow Statement
- Risk Management
- Significant events after the end of the Reporting Period
- Information on the Triglav Group as at 31 december 2011
- Sales Network of Triglav Group
Reinsurance
The Triglav Group allocated EUR 79.2 million of reinsurance premium to external equalisation, which was 8% more than in 2010. Reinsurance premium accounts for 8.0% of total gross written premium. The change in gross premium reserves related to reinsurers’ share amounted to EUR 3.2 million, which was as much as 95% more than one year earlier. An amount of EUR 23.2 million was received from reinsurance (index 76). Gross claims provisions for reinsurers’ share increased by EUR 2.9 million, whereas EUR 2.5 million was received from reinsurance commissions, which led to a negative reinsurance result of EUR -47.5 million.