In total, Triglav Group members charged EUR 214.3 million in unconsolidated gross written premium from life insurance contracts, which represents a 3% decrease on 2010. Their share in total gross written premium was 22.6%.

The premium generated by unit-linked life insurance totalled EUR 98.0 million or 45.7% of gross written premium in the life insurance class, which was 2% less compared to 2010. In addition to Zavarovalnica Triglav (index 99), unit-linked products are also available from Triglav Osiguranje, Zagreb, which booked a total of EUR 4.3 million in written premium, or 9% less than in 2010. Life insurance accounted for EUR 96.6 million or 45.1% of total premium in the life insurance class. It is estimated that the 4% premium decrease was caused by the continuation of uncertain conditions in the financial markets and the economic crisis, s clients were more prudent when purchasing long-term insurance policies. The decrease in life insurance premium was also affected by the aging of the life insurance portfolio (maturities and surrenders).

Supplementary voluntary pension insurance (capital redemption insurance) accounted for 9.2% or EUR 19.7 million of the total premium; in this class premium dropped by 7% compared to the year before.

Gross written premium for insurance and co-insurance contracts of the Triglav Group (excluding Pozavarovalnica Triglav Re) and growth indexes per insurance class