Non-consolidated gross claims paid in life insurance totalled EUR 140.5 million and were 31% higher than in 2010. Claims in the life insurance class accounted for 23.7% of all claims paid, or 5.6 percentage points more than the year before.
The bulk of all claims settled is accounted for by the life insurance class (life assurance, annuity insurance, voluntary pension insurance), which totalled EUR 88.2 million, or 4% more than one year earlier. The amount of settled claims experienced a high growth in unit-linked life insurance (index 151) and supplementary voluntary pension insurance, with a growth index of 623. The increase in life insurance was caused by maturities due to the aging of the portfolio and surrenders.
|
in EUR |
|||||||
|
|
Gross claims paid |
Index |
Structure |
||||
|
Insurance class |
2011 |
2010 |
2009 |
2011/2010 |
2010/2009 |
2011 |
|
|
1 |
Accident insurance |
26,272,057 |
28,429,650 |
30,563,993 |
92 |
93 |
4.4% |
|
2 |
Health insurance |
63,136,259 |
57,892,635 |
51,188,149 |
109 |
113 |
10.6% |
|
3 |
Comprehensive car insurance |
107,558,697 |
121,730,767 |
130,041,158 |
88 |
94 |
18.1% |
|
4 |
Property insurance |
81,736,961 |
94,635,842 |
116,175,591 |
86 |
81 |
13.8% |
|
5 |
Motor liability insurance |
123,532,936 |
131,105,452 |
142,688,550 |
94 |
92 |
20.8% |
|
6 |
General liability insurance |
19,973,854 |
19,367,906 |
23,693,252 |
103 |
82 |
3.4% |
|
7 |
Credit insurance |
16,550,627 |
17,692,229 |
18,162,036 |
94 |
97 |
2.8% |
|
8 |
Other non-life insurance |
14,281,268 |
15,312,159 |
13,724,473 |
93 |
112 |
2.4% |
|
NON-LIFE INSURANCE |
453,042,659 |
486,166,641 |
526,237,201 |
93 |
92 |
76.3% |
|
|
9 |
Life insurance |
88,162,604 |
84,817,529 |
63,918,396 |
104 |
133 |
14.9% |
|
10 |
Unit-linked life insurance |
27,976,054 |
18,568,703 |
14,120,278 |
151 |
132 |
4.7% |
|
11 |
Capital redemption insurance |
24,344,033 |
3,904,953 |
2,627,827 |
623 |
149 |
4.1% |
|
LIFE INSURANCE |
140,482,691 |
107,291,185 |
80,666,500 |
131 |
133 |
23.7% |
|
|
TOTAL |
593,525,350 |
593,457,825 |
606,903,702 |
100 |
98 |
100.0% |
|