- Marketing and development activities of Triglav Group
- Performance of the Triglav Group
- Financial result of the Triglav Group in 2011
- Financial standing of the Triglav Group in 2011
- Cash Flow Statement
- Risk Management
- Significant events after the end of the Reporting Period
- Information on the Triglav Group as at 31 december 2011
- Sales Network of Triglav Group
Financial performance indicators
|
|
2011 |
2010 |
2009 |
|
Claims ratio |
61.0% |
61.9% |
73.9% |
|
Expense ratio |
29.2% |
30.1% |
30.1% |
|
Combined ratio |
90.1% |
92.0% |
104.0% |
|
Insurance business gross operating costs as % of gross premium written |
23.7% |
23.7% |
23.4% |
|
Gross written premium per employee of the insurance company* (in EUR) |
226,147 |
219,767 |
215,576 |
*Only the employees of the insurance companies and the reinsurance company within the Triglav Group were taken into account.
