As stated in item Triglav Group in the 2011-2015 Strategy Period, the rating agency Standard & Poor's Ratings Services (hereinafter S&P) reconfirmed the »A« long-term credit rating and financial strength credit rating of the Triglav Group and Zavarovalnica Triglav on 21 November 2011. At the same time, an »A« credit rating and a stable medium-term outlook were confirmed for one of the daughter companies of Triglav Group, Pozavarovalnica Triglav Re. A few days later, on 5 December 2011, S&P published a warning of a possible downgrade of credit rating for 15 of 17 member states of the European Economic and Monetary Union, including Slovenia. As an immediate consequence of this, S&P assigned a negative credit watch to certain European insurance companies and insurance groups, including the Triglav Group, on 9 December 2011. In the S&P rating published on 18 January 2012, the Triglav Group (along with Zavarovalnica Triglav and Pozavarovalnica Triglav Re) maintained its »A« credit rating, even though the credit rating of the Republic of Slovenia had been downgraded. S&P then removed the warning of a possible short-term downgrade of the credit rating for the Triglav Group. Nevertheless, the issued rating was assigned a negative outlook.
Achieving an »A« credit rating is one of the strategic goals of the Triglav Group, which is why the implementation of this goal is also discussed in the abovementioned item of Section Strategy and Plans of the Triglav Group.